{"audit_export":{"deal_id":"deal_selfemployed_yellow","product_version":"specimen-mock","exported_format":"json","deal":{"id":"deal_selfemployed_yellow","owner_user_id":"user_broker_specimen","title":"Jordan Exemplar - Self-employed purchase","client_name":"Jordan Exemplar","deal_type":"purchase_insured","deal_type_label":"Purchase - Insured","status":"needs_review","readiness_score":76,"readiness_breakdown":{"required_documents":100,"verified_fields":84,"unresolved_findings":2},"yellow_count":2,"red_count":0,"green_count":1,"last_activity":"Fixture yellow"},"audit_events":[{"id":"audit_deal_selfemployed_yellow_created","occurred_at":"2026-07-04T08:41:00.000Z","actor_type":"user","actor_label":"broker","deal_id":"deal_selfemployed_yellow","event_type":"deal.created","payload":{"title":"Jordan Exemplar - Self-employed purchase"}},{"id":"audit_deal_selfemployed_yellow_golden_loaded","occurred_at":"2026-07-04T08:44:00.000Z","actor_type":"system","actor_label":"SPECIMEN golden loader","deal_id":"deal_selfemployed_yellow","event_type":"fixture.loaded","payload":{"documents":7,"fields":41}},{"id":"audit_deal_selfemployed_yellow_findings","occurred_at":"2026-07-04T08:45:00.000Z","actor_type":"system","actor_label":"rules engine fixture","deal_id":"deal_selfemployed_yellow","event_type":"finding.created","payload":{"green":1,"yellow":2,"red":0}}],"decision_cards":[{"id":"card_deal_selfemployed_yellow_r_dp_002","deal_id":"deal_selfemployed_yellow","finding_id":"finding_deal_selfemployed_yellow_r_dp_002","facts":{"summary":"A large deposit appears in the source account history and needs broker review.","evidence":[{"extracted_field_id":"field_deal_selfemployed_yellow_bank_statement_2_statement_transactions","document_id":"doc_deal_selfemployed_yellow_bank_statement_2","page_no":1,"bbox":[0.1,0.4,0.9,0.418],"label":"statement transactions"}]},"policy_context":[{"quote":"Deposits and income outside ordinary patterns must be documented before submission.","source_name":"Sagen underwriting guide","url":"https://www.sagen.ca/","effective_date":"2025-03"},{"quote":"Broker records should show the basis for income and down-payment review decisions.","source_name":"CMHC public guideline","url":"https://www.cmhc-schl.gc.ca/","effective_date":"2026-01"}],"options":[{"key":"request_documents","label":"Request supporting documents from client","missing_docs":["Supporting document"],"tradeoffs":"Adds 1 client request","citations":[{"quote":"Deposits and income outside ordinary patterns must be documented before submission.","source_name":"Sagen underwriting guide","url":"https://www.sagen.ca/","effective_date":"2025-03"}]},{"key":"exclude_input","label":"Exclude this input from qualifying funds or income","missing_docs":[],"tradeoffs":"Rules engine will re-run with the excluded input","citations":[{"quote":"Use only documented funds and income in the review record.","source_name":"CMHC public guideline","url":"https://www.cmhc-schl.gc.ca/","effective_date":"2026-01"}]}],"decided_option":null,"decided_by":null,"decided_at":null,"decision_note":null,"created_at":"2026-07-04T08:40:00.000Z"},{"id":"card_deal_selfemployed_yellow_r_inc_se_001","deal_id":"deal_selfemployed_yellow","finding_id":"finding_deal_selfemployed_yellow_r_inc_se_001","facts":{"summary":"Two-year self-employed income inputs need broker review before sign-off.","evidence":[{"extracted_field_id":"field_deal_selfemployed_yellow_t1_general_2025_t1_general_line_15000_total_income","document_id":"doc_deal_selfemployed_yellow_t1_general_2025","page_no":1,"bbox":[0.1,0.19,0.9,0.208],"label":"t1 general line 15000 total income"}]},"policy_context":[{"quote":"Deposits and income outside ordinary patterns must be documented before submission.","source_name":"Sagen underwriting guide","url":"https://www.sagen.ca/","effective_date":"2025-03"},{"quote":"Broker records should show the basis for income and down-payment review decisions.","source_name":"CMHC public guideline","url":"https://www.cmhc-schl.gc.ca/","effective_date":"2026-01"}],"options":[{"key":"request_documents","label":"Request supporting documents from client","missing_docs":["Supporting document"],"tradeoffs":"Adds 1 client request","citations":[{"quote":"Deposits and income outside ordinary patterns must be documented before submission.","source_name":"Sagen underwriting guide","url":"https://www.sagen.ca/","effective_date":"2025-03"}]},{"key":"exclude_input","label":"Exclude this input from qualifying funds or income","missing_docs":[],"tradeoffs":"Rules engine will re-run with the excluded input","citations":[{"quote":"Use only documented funds and income in the review record.","source_name":"CMHC public guideline","url":"https://www.cmhc-schl.gc.ca/","effective_date":"2026-01"}]}],"decided_option":null,"decided_by":null,"decided_at":null,"decision_note":null,"created_at":"2026-07-04T08:41:00.000Z"}]},"audit_event":{"event_type":"audit.exported","deal_id":"deal_selfemployed_yellow"}}